Sunday, 12 March 2017

BHIM App Vs PayTm: Which One You Should Use For your Daily Transactions?

In the today's scenario everyone loves to perform cashless transactions through the medium of internet filled with lot of E-wallet apps. However, which mobile wallet app is secure, useful and best? We can't actually figure about all of them. Though, it will be easy to compare BHIM app with PayTM, one of the widely used mobile wallet app. After demonetization, PayTM was our fire brigade to rescue us from that suspicious moment. All of use had used PayTM once and we know good it is in performing transactions within few seconds. After the launch of Narendra Modi's Bharat Interface For Money app, is it possible for PayTM app to survive in the E-mobile transactions world? Find out which one to choose and provides excellent security features to perform cashless transactions.

BHIM App Vs PayTm: Which One You Should Use To Perform Daily Transactions?

Nowadays, most of the people around the globe has started transacting only using their mobile phones. Yes, through payment gateways like, Freecharge and MobiKwik or anything else, people are paying for their smallest to biggest needs only through using special mobile apps. However, People in India, still believes that their money will go in vain if they started using such E-wallet apps.

Recently, the newly launched government app which is related mobile transactions has crossed 10 millions of Download on the Google Playstore. Which means citizens of India believe PM Narendra Modi and they are using BHIM to perform their small daily transactions and this means that it is worth comparing it with PayTM. The new rival of PayTM is a government app and the features powering Bharat Interface For Money are also quite amazing and enough powerful to compete our beloved paytm. But, actually which is better can be concluded through comparing them on the basis of security and user interface. 

BHIM App Vs . PayTM:

The best and the only important thing in Bhim app is that it has the neat and clean interface among all the other mobile wallets app prevailing on Google Play store. It is worth to download Bhim for Android, iOS and Windows because developers have taken up the best minimal design for the UPI app to give the best to the users who need a secure and amazing E-wallet app. The first and the last which stayed in my eyes is the color combination of the app which is clean and impressive. On the home screen of the app, the developers have put in three blue tiles for the options on background. and its very much easy to access all of the settings and functions from the home screen of the app itself. Also, the in-app animations and transitions are very much pretty which ensures that users won't get bored up while using the application.

Talking about the security of the app, Bharat Interface For Money uses its own app password which you should remember and use when you try to open the app. So, you do not have to rely on third party apps to secure the app with a password and instead you have a in-app security feature provided by the government itself. Also, your all and regular transactions secured too with a UPI PIN, which you can setup when you start up with the registration process on BHIM app. The app requires the UPI PIN every time so there is nothing about to worry if the phone goes in wrong hands.

On the other hand, the security systems on PayTM mostly depends upon your Phone's lock. So, that's why the balance you have in your PayTM wallet isn't very much safe as there is no option like UPI PIN and also a in-app security lock. Though, you may use any good app lock with tons of features especially focusing on Mobile Wallets. So, this may be result in loosing all of your money if the phone goes in wrong hands.

Talking about the interface of the app, PayTM uses a realistic and enough impressive design. However, the messed up interface of the app makes it difficult to proceed with smooth and easy transactions while comparing with Bharat Interface for Money (BHIM). So, without much smoothness in proceeding with payments, this makes app a bit slow and it takes about 25 seconds while sending amount or paying for any order on the app.

Wrap Up

So, at the end, in this battle of comparing both the apps BHIM actually won and PayTM loose. Just because of this differentiation you may have thought which app is more secure and reliable for your daily transactions. If you want to download Bhim APK, its very and easy and there are lot of ways to download this app on your device. You can download bhim apk file or download through the play store. If you wish to Download Bhim App for Android then use the download button below to get started using your UPI based app. With the link provided below you will be able to download Bhim apk for your mobile device.

Download Bhim APK

1 comment:

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